Private · Encrypted · Family-first

Your family's financial safety net — organised and secure.

eKosha is a private, encrypted place for Indian families to organise the financial information they depend on — bank accounts, FDs, mutual funds, property, insurance and nominee details — and share it with the people they trust, so nothing important is lost when it matters most.

No credit card required · Free plan available · Android & Web

When the unexpected happens, your family shouldn't be left guessing.

Most families have no single, safe, organised record of their financial assets.

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Documents scattered everywhere

Policy papers in drawers, FD slips in lockers, passbooks across files — no single place holds everything your family needs.

Nobody knows what you own

Every year, savings, deposits and insurance go unclaimed with Indian institutions — often simply because the family never knew they existed.

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Sharing sensitive data feels risky

Passing account numbers over WhatsApp or leaving documents in an unlocked drawer exposes your family to real risk.

Everything Your Family Needs

eKosha is purpose-built for Indian families — supporting every asset type that matters, from bank accounts to property.

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Secure Asset Vault

Store bank accounts, FDs, PPF, and all financial assets in one private, encrypted place.

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Trusted Sharing

Securely share specific assets or your full vault with trusted family members — with granular access controls.

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Nominees & Co-owners

Record nominees and co-owners for each asset, so the right people know what exists and what is meant for them.

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Family Dashboard

See everything in one place — your assets organised by type, institution and nominee, so the full picture is always clear.

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End-to-End Encryption

AES-256 encryption means only you and those you authorise can ever read your data — not even us.

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Mobile + Web

Available as a native Android app and a full-featured web app — always in sync, always available.

Set Up in Minutes

eKosha is designed to be simple for every family member, regardless of technical experience.

01

Add your assets

Add bank accounts, investments, property and insurance in a couple of minutes each — with the details that matter, all in one organised place.

02

Choose who sees what

Grant trusted family members access to the full vault or only specific assets — with view-only or edit permissions that you control.

03

They're ready when it matters most

When something unexpected happens, your family knows exactly what you own, where it is, and how to claim it — without scrambling.

Built with the same standards as enterprise banking.

Your family's financial data is among the most sensitive information you own. We built eKosha with the same security standards used by leading financial institutions — so you can trust us with what matters most.

AES-256 Encrypted Firebase Certified Zero-knowledge Design
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AES-256 Encryption

Your vault data is encrypted with AES-256 at rest — the same standard used by banks.

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PBKDF2 Key Derivation

Encryption keys are derived from your credentials using PBKDF2 — never stored in plain text.

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Two-layer Key Design

A vault key encrypts your data; a separate key encrypts the vault key — double protection.

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Firebase Infrastructure

Backed by Google Firebase, certified to ISO 27001, SOC 2, and multiple global standards.

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We Cannot Read Your Data

Zero-knowledge design means eKosha staff can never access your decrypted vault contents.

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PIN & Biometric Lock

Every app session requires your PIN or biometric — even if someone unlocks your phone.

Simple, Honest Pricing

Start free. Upgrade when you need more. No hidden fees.

Free

For individuals getting started

₹0 / forever
  • Up to 5 assets (any type)
  • 1 share (nominees, co-owners & explicit shares)
  • Android & Web access
  • AES-256 encryption
Get Started Free
Most Popular

eKosha Premium

For families who need everything

₹99 / month

Cancel anytime

  • Up to 50 assets (any type)
  • Up to 10 shares (nominees, co-owners & explicit shares)
  • All asset types
  • Priority support
Get Premium

Frequently Asked Questions

Everything you need to know about eKosha.

Is my financial data safe?
Yes. All data is encrypted end-to-end using AES-256 before it leaves your device. Even the eKosha team cannot read your vault contents. Only you and the family members you explicitly invite can access your data.
Who can see my assets?
Only you — and anyone you choose to share with. You control access at the asset level. Each person you invite sees only what you allow them to see, with read-only or edit permissions.
What if I forget my password?
You can recover your account via your registered mobile number using OTP verification. Your encryption keys are derived from your credentials, so a secure recovery flow re-establishes access without exposing your data.
Does eKosha work offline?
You can view previously loaded assets offline. Adding or editing assets and syncing with family members requires an internet connection. Your data syncs automatically when connectivity is restored.
Is there a mobile app?
Yes. eKosha is available as a native Android app and a full-featured web app accessible from any browser. Both are kept in sync in real time.
Can my family access eKosha if I am unable to?
Yes — that is exactly what eKosha is built for. Family members you have shared assets with can access their permitted view at any time. For emergency access workflows, the Premium plan includes inheritance allocation and nominee-specific sharing.
How is eKosha different from a password manager?
A password manager stores login credentials. eKosha stores structured financial records — account numbers, policy details, property information, nominees and valuations — organised so your family can find and understand what exists when it matters most.